We (legitonlineloan.com) are not a lender and we do not make loans or credit decisions. Our primary role is to connect borrowers with potential lenders within our network. Please note that we are not a representative, agent, or correspondent of any lender or service provider.

We do not endorse any particular service provider, lender, or loan product, and borrowers are under no obligation to use our service to initiate contact or accept any loan product from any service provider or lender. It’s also important to note that our services may not be available in all states.

At legitonlineloan.com, we don’t charge any fees for submitting a loan request. Our goal is to connect borrowers with a network of partnered lenders based on the information provided. If a lender accepts your loan request, you will be redirected to their website to review the fees and rate information.

Before agreeing to any loan terms or signing any documents, please review the fees and rate information provided by the lender carefully and thoroughly. You are under no obligation to accept the terms if they are not acceptable to you.

If you decide to proceed with the loan, you will enter into a legally binding contract with the lender and be responsible for all costs and risks associated with the contract. It’s important to remember that the loan fees and interest rates are determined solely by the lender and not by legitonlineloan.com.

Cash advances, including payday loans, are designed as short-term financial solutions and are not intended to be long-term solutions to financial difficulties. Borrowers facing debt and credit issues should seek debt and credit advisory services. We encourage you to review the Rates and Fees page of our website to learn more about the risks associated with cash advances and to explore other potential alternatives to short-term loans.

It’s important to note that we cannot guarantee that your loan request will be accepted or that the fees and rates will be acceptable to you. Ultimately, all decisions related to your loan are made by the lenders and service providers, not by legitonlineloan.com.

Most lenders and service providers will perform credit checks through alternative providers such as Teletrack or DP Bureau, and these checks usually do not affect your credit score. By submitting your loan request, you consent to the use of alternative credit checks by our network of lenders and their service providers.