List Of Legit Online Loans this 2024? Confirmed They Are LEGIT, Legit Now (P.1)

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1 2 3 Lending

123 Lending Corporation offers a wide range of financial services tailored to meet the needs of Filipinos, including OFWs and IT BPO and call center employees. Starting from humble beginnings in Cebu in 2013, it has expanded its services across the Philippines, providing non-collateral personal loans with fast processing times. The company prides itself on offering loans with reasonable and affordable rates, making financial assistance accessible to more Filipinos.

24 pera

24Pera provides an accessible online loan service in the Philippines, designed for rapid financial assistance around the clock. Catering to a wide range of financial needs, it boasts features like immediate application decisions via SMS, flexible loan amounts, and promotional rates for new customers. The platform emphasizes ease of use, security, and the ability to accommodate borrowers nationwide, even those with varied credit histories

24h Peso

24h Peso is a financial lending platform based in the Philippines, offering a simple, safe, and convenient way to apply for loans without the need for collateral or extensive paperwork. With a commitment to providing the best loan options, 24h Peso ensures a hassle-free application process that can be completed online, making financial solutions easily accessible to Filipinos in need. The platform stands out by not charging any extra fees besides the interest amount, offering a transparent and straightforward lending experience.

ACOM

ACOM Consumer Finance Corporation offers a range of financial solutions designed to meet the needs of Filipinos seeking accessible and responsible financing options. With a strong backing from ACOM CO., LTD., a leading financing company in Japan, ACOM extends its expertise to the Philippine market, providing personal loans that are easy to apply for, have low-interest rates, and flexible repayment terms. Services include loans ranging from PHP 5,000 to PHP 500,000 with terms from 6 to 10 months, catering to Filipinos aged 21 to 65 who are employed and earning over PHP 10,000 monthly. ACOM emphasizes a no co-maker and no collateral policy, ensuring a straightforward and secure borrowing experience.

AFPMBAI

AFPMBAI is a mutual benefit association offering financial and insurance products to the uniformed services of the Philippines. It provides life insurance, loan services, and real estate loans to its members, focusing on security, protection, and meaningful financial solutions

AFPSLAI

AFPSLAI offers a range of loan products tailored to the needs of its members, including Salary Loans, Emergency Loans, Multi-Purpose Loans, and Real Estate Loans. These loans come with competitive terms and are designed to be accessible and flexible, catering to various financial needs such as housing, personal emergencies, or the acquisition of assets. With a commitment to serving its members efficiently, AFPSLAI ensures that loans, once all requirements are met, are released within the day. Additionally, loans are protected by Credit Redemption Insurance (CRI), providing peace of mind to borrowers by covering the outstanding loan in case of the borrower’s death.

Aeon Credit Service

AEON Credit Service Philippines Inc. offers various financial services such as personal/cash loans, installment loans for the purchase of consumer products, tricycle loans, 2-wheel, and 4-wheel loans. Founded in February 2013, AEON aims to empower customers by providing responsible and accessible financial services to improve their lifestyle. Through AEON’s nationwide network with leading partner merchants and stores, every day more Filipinos rely on AEON for their financial needs.

Amihan

Amihan is an online lending platform that offers a quick and easy process of applying for loans. Based on mobile IT, Amihan provides transparent fees and easy access to funds anytime and anywhere. The platform features fast loan registration and approval, with the ability to provide a decision within minutes and transfer funds within hours. Amihan offers loans with low interest and high approval rates, even for individuals with poor credit history.

Asialink Finance

Asialink Finance Corporation, established in 1997, is a leading lending company in the Philippines offering a variety of loan products for both businesses and individuals. With over 700 personnel and thousands of independent consultants, Asialink operates more than 80 branches nationwide. It is recognized for its competitive interest rates, fast processing times, and inclusive services, catering to the unbanked and underserved Filipinos. Asialink’s loan products include Sangla OR/CR loans, auto loans for new or second-hand vehicles, and specialized loans for medical professionals.

Asteria

Asteria Lending Inc. offers a variety of personal and salary loans easily accessible online, providing fast and hassle-free service for Filipinos. With competitive interest rates and flexible repayment terms, Asteria provides solutions to financial needs for personal expenses, medical emergencies, weddings, travel, and education. Their application process is simple and fast, allowing clients to get funding in just a few minutes.

BPI

BPI, or Bank of the Philippine Islands, is one of the leading financial institutions in the Philippines. Established in 1851, BPI has a rich history and has played a vital role in the country’s economic development. With a wide range of financial products and services, BPI serves individual customers, businesses, and corporations. It offers various banking solutions, including savings and checking accounts, loans, credit cards, and investments. BPI is known for its strong commitment to customer service and innovative banking technologies. It has a widespread network of branches and ATMs across the country, making it accessible to millions of Filipinos. As a trusted and reliable bank, BPI continues to contribute to the growth of the Philippine economy by facilitating financial transactions, supporting businesses, and empowering individuals to achieve their financial goals.

Balikbayad

Balikbayad offers specialized loan services tailored for Overseas Filipino Workers (OFWs) and seamen. Their financial products are designed to help these workers meet their personal and family needs, offering a streamlined application process that can be initiated online, facilitating quick approval and disbursement of funds. Balikbayad focuses on providing flexible repayment terms and competitive interest rates, aiming to support the financial well-being of OFWs and their families

Big Loan

Tonik Big Loan is an all-digital collateral loan in the Philippines that offers fast approval and disbursement in just seven business days. This is a secured loan where the title of the condo can be used as collateral. Tonik, as the first neobank in the country, is licensed by the Bangko Sentral ng Pilipinas (BSP) and deposits are insured under the Philippine Deposit Insurance Corporation (PDIC).

BillEase

BillEase offers a convenient and flexible way to shop online without the need for a credit card. With instant credit up to P40,000 and the lowest interest rate of only 3.49% monthly, customers can enjoy shopping at over 1,000 merchants including Lazada, Kimstore, and more. BillEase also allows for easy bill payments and e-wallet top-ups, making it a comprehensive financial tool for online purchases and personal finance management.

Binixo

Binixo is a financial technology company in the Philippines offering short-term loans to consumers. It provides a convenient online platform for those urgently needing money in Philippine peso currency. With an easy-to-use online calculator, users can establish requirements for their desired crediting. Binixo ensures the security of its users with innovative systems protecting personal information. The process is 100% online, eliminating the need for personal document provision in offices. Binixo stands out for its quick application approval, flexible payments, and the opportunity to know the necessary payment amount in advance.

BlendPH

Ang Blend PH ay isang online na platform para sa peer-to-peer funding na pinamamahalaan ng Inclusive Financial Technologies, Inc. Nagbibigay ito ng iba’t ibang uri ng online loans tulad ng Fast Loan, Salary Loan, Personal Loan, Seafarer Loan, at Franchise Loans na angkop sa iba’t ibang pangangailangan ng mga Pilipino sa buong bansa. Sa pamamagitan ng mabilis, madali, at walang abalang proseso ng pag-apply online, nangangako ang Blend PH na gawing posible ang mga pangarap ng bawat Pilipino sa pamamagitan ng pagpapahiram.

Bukas

Bukas offers a flexible and accessible way for students to finance their education through student loans. With a fully digital application process, students can apply for loans to cover their tuition fees in full or in part, directly from their phones, laptops, or tablets. Bukas partners with over 30 leading universities and colleges across the Philippines, making quality education more affordable. Payments can be made conveniently through various channels including GCash, UnionBank, Bayad Center, and DragonPay partners, ensuring a hassle-free repayment experience.

CSFC

CSFC, registered with the Philippine Securities and Exchange Commission since December 21, 1965, offers a range of products and services designed to empower individuals and cooperatives in the Philippines. For over 55 years, CSFC has been instrumental in aiding various demographics, including students, families, young entrepreneurs, and international workers, in achieving their financial goals. Through innovative solutions like the Credit Surety Fund Cooperative Information System (CSFC-IS), CSFC streamlines loan application processes, risk assessment, and financial management, making it easier for members to access the capital they need for growth and development.

Capital Union

Capital Union Lending, registered in the Philippines, operates under the Constitution of the Republic of the Philippines, Republican Law No.10641, and the Regulations of the Bangko Sentral ng Pilipinas. It specializes in providing loans tailored to customer needs without charging a commission for consideration and expert processing of questionnaires. The company offers unsecured quick loans for personal needs to individuals with at least 6 months of work experience in the Philippines and loans to entrepreneurs and small to medium-sized businesses without collateral for various business purposes.

Cash Mart

Cash Mart offers a convenient and secure way for Filipinos to obtain fast cash loans during emergencies. Established in Singapore and operating in the Philippines with SEC registration, Cash Mart has been providing financial solutions since 1969. With a variety of loan products tailored to meet different needs, from personal loans to salary loans, Cash Mart caters to clients who are short on cash for various reasons. The application process is streamlined and online, making it accessible and easy for borrowers to apply and receive funds swiftly.

Cash Me

Cash Me is a leading online lending platform in the Philippines owned by Hupan Lending Technology Inc. It offers a quick and easy way to get cash loans from ₱2,000.00 to ₱12,000.00 with terms from 91 to 180 days. Cash Me complies with the laws of the Philippines and has all the necessary certificates such as business permit, BIR, and license from the SEC. It has served hundreds of thousands of clients, proving its reliability and service excellence.

Cash Papa

Cash Papa Philippines offers a modern and convenient solution to financial needs, providing quick and easy access to personal loans for various purposes. Whether it’s for medical emergencies, educational fees, consolidating debts, moving costs, dream vacations, emergencies, starting a side hustle, home improvement, wedding expenses, funerals, boosting credit scores, buying a car, or purchasing a home, Cash Papa caters to a wide range of financial requirements. With a focus on flexibility, transparency, and competitive rates, Cash Papa aims to deliver a lending experience that ensures customer satisfaction and financial relief when it’s needed the most.

Cash Will

Cash-Express offers fast cash loans online in the Philippines, providing a convenient solution for those facing financial emergencies without sufficient savings or access to traditional credits. With an easy online application process, customers can receive loan decisions within 15 minutes and have funds directly deposited into their bank accounts. Cash-Express caters to Filipinos currently living in the Philippines who are employed or have a stable source of income, accepting various forms of ID for the application process.

Cash-Express Philippines

Cash-Express Philippines offers a convenient and fast solution for those in need of quick cash loans. With an easy application process that can be completed online, customers can receive loan approvals within minutes and have funds deposited directly into their bank accounts. The service caters to Filipinos currently living in the Philippines who are employed or have a stable source of income. Cash-Express provides a hassle-free experience with no need to leave your home, offering loans from 1000 to 20,000 PHP with flexible repayment terms of 7 or 14 days.

CashBee

CashBee is an online lending platform designed for Filipinos, offering a fast, secure, and simple personal loan application process. With CashBee, clients can borrow amounts from Php 2,000 to Php 20,000 with terms ranging from 90 to 120 days. The platform complies with the Data Privacy Law of the Philippines, ensuring the security of clients’ personal information. It also provides professional customer support through their agents and specialists.

CashBus

CashBus Philippines offers a convenient and efficient solution for those in need of quick financial assistance. With a focus on short-term, quick online loans, CashBus aims to provide relief during unexpected financial difficulties. The process is streamlined and user-friendly, requiring minimal documentation and no collateral, making it accessible to a wide range of borrowers. CashBus stands out for its commitment to customer privacy, secure data handling, and transparent lending practices, ensuring a trustworthy and hassle-free borrowing experience.

CashCat

CashCat serves as a comprehensive platform for Filipinos seeking quick and convenient loan solutions. It connects users with a wide range of lending partners, offering various loan options tailored to meet individual financial needs. Whether for emergencies, personal expenses, or educational purposes, CashCat facilitates the process of finding and applying for loans, ensuring users can access funds swiftly and with minimal hassle. The platform’s user-friendly interface and efficient matching algorithm simplify the borrowing process, making it easier for Filipinos to manage their financial challenges.

CashG

CashG VIP, commonly known as CashG, is a premier loan provider in the Philippines designed to address Filipinos’ financial needs swiftly and efficiently. As an online lending service, CashG aims to be the leading lending app for Filipinos seeking financial solutions, especially during unexpected crises. It offers a simple, transparent, reliable, and trusted financial service that can be availed from the comfort of one’s home. CashG is committed to providing a dependable lending program, registered under the Securities and Exchange Commission (SEC), ensuring a secure and trustworthy service for its users.

CashLending

CashLending is a pioneering online loan platform in the Philippines, offering fast, convenient, and secure loan services exclusively through a mobile app. It caters to Filipinos needing financial assistance with minimal requirements, ensuring data security and privacy. The platform provides various loan types, including personal, car, and real estate loans, with flexible repayment terms based on the borrower’s credit history and repayment capacity.

Cashalo

Cashalo is a leading fintech platform in the Philippines offering a variety of digital credit solutions to Filipinos. It provides an easy, fast, and secure way to access credit through its mobile app. With products like Cash Loan, Buy Now Pay Later, and Lazada Loan, Cashalo caters to various financial needs, whether it’s for emergencies, online shopping, or installment purchases at partner stores. The platform is designed to elevate financial well-being and promote financial inclusion across the country.

Cashjeep

CashJeep is an online lending service that aims to help Filipinos improve their lives by providing fast, easy, and reliable online peso cash loans. It offers quick cash disbursements, easy payment methods, and low interest rates. For VIP Customers, it offers a faster credit limit increase with a longer term duration and cash rebates. All transactions are paperless, with no collateral or co-guarantor required.

Cashmum

CashMum Lending Investors Corp. offers a legitimate and secure lending service for Filipinos in need of financial assistance. Registered with the Securities and Exchange Commission (SEC) under Registration No. CS202102336 and Certificate of Authority No. 3413, CashMum ensures compliance with Philippine laws, providing a safe and reliable option for borrowers. The company’s commitment to transparency and legality is further evidenced by its adherence to relevant consumer protection laws, such as the Lending Company Regulation Act of 2007 and the Truth in Lending Act, among others. This dedication to lawful operations and consumer rights protection makes CashMum a trustworthy choice for your lending needs.

Cashwagon

Cashwagon Philippines offers a convenient and fast way to secure loans for personal or business needs. As a fintech company, it simplifies the loan application process through its online platform, allowing Filipinos to access funds quickly without the need for collateral. With a range of loan amounts and flexible repayment terms, Cashwagon caters to those in urgent need of financial assistance, providing a solution for immediate cash needs.

Cebuana Lhuillier

Cebuana Lhuillier offers a wide range of financial services including microloans, quick cash loans, and pawnshop services. With over 2,500 branches nationwide, it provides convenient access to financial solutions for Filipinos. Services range from loans for personal use, business expansion, to emergency funds and more. Cebuana Lhuillier also offers microsavings accounts, money transfer services, and microinsurance, making it a one-stop shop for various financial needs.

Crawfort

Crawfort Philippines offers a variety of financial solutions tailored to meet the needs of under-served SMEs and individuals in the Philippines. Through strategic acquisitions, partnerships, and a focus on utilizing the latest technology, Crawfort aims to provide quick and reliable financial services. These services include business and personal loans, aiming to transform the lending industry by introducing new ways of thinking and acting. Crawfort stands out not only for its technological innovations but also for its commitment to excellent customer service, emphasizing sincerity, respect, and empathy.

Credit Cash

Credit Cash is a premier online lending platform in the Philippines, offering a range of loan products tailored to meet the financial needs of Filipinos. With a seamless online application process, Credit Cash eliminates the need for intermediaries, allowing for direct and efficient personal loan services. The platform is duly licensed, ensuring a secure and trustworthy lending experience. Loans range from ₱2,000 to ₱50,000 with terms from 130 to 360 days, catering to various financial situations with transparent fees and no hidden charges.

Crezu

Crezu.ph is a revolutionary platform designed to simplify the loan search process for borrowers by providing unbiased, up-to-date information about loan options. It acts as an intermediary between clients seeking loans and licensed financial institutions, offering a comparison of different financial companies to help customers choose the best loan. Crezu’s unique system compares offers from hundreds of lenders to find the best loan personalized to the customer’s profile, making the process of finding the right loan simple, stress-free, and without any service fees.

Digido

Digido offers a fast, reliable, and convenient way to secure personal loans in the Philippines, with a special offer of 0% interest on the first loan. It provides an easy online application process, allowing borrowers to get up to PHP 25,000 with just one government-issued ID. The service is designed to meet urgent financial needs, offering loan approvals within minutes and the possibility to receive funds in as little as 30 minutes.

E-Perash

E-Perash is a Philippine fintech company offering accessible online cash loan services to Filipinos. It aims to provide alternative financial services to underserved customers, ensuring a stress-free loan process with transparent costs and no hidden fees. With loan amounts ranging from 2000 to 30000 pesos and terms from 91 to 365 days, E-Perash caters to a wide range of financial needs. The company prides itself on a simple operation process, fast review, high pass rate, and stringent information security measures.

EZLoan

EZLoan is an innovative mobile app in the Philippines that offers fast and collateral-free online loan services for Filipinos. It is designed to meet the small amount loan needs of individuals and small business owners, providing loans from PHP 2,000 to PHP 20,000. The application process is simple and fast, which aims to provide a solution to those who cannot get a loan from a traditional financial institution.

EasyPeso

EasyPeso is a leading fintech platform in the Philippines, offering timely, low-cost financial services to underserved groups. It simplifies the loan application process, requiring only one ID to access funds. Operated by Creditable Lending Corp, it’s registered with the SEC, ensuring legal compliance and reliability. EasyPeso provides a no-collateral, easy-operation online cash-lending service, aiming to solve users’ financial problems with fast, safe, and affordable cash loans. The app is designed for convenience, offering instant loan disbursement, low interest rates, and transparent fees, making financial assistance accessible to Filipinos.

Esquire Financing

Esquire Financing Inc. offers non-collateral business loans tailored for small and medium-sized enterprises (SMEs) in the Philippines. With a fast turnaround time of just 2 days, businesses can receive the necessary funds for operations, expansion, or to address cash flow setbacks without the need for collateral. Esquire Financing supports the growth of SMEs by providing higher loan values up to PHP 10 million, catering to both startups and existing businesses looking to scale.

Fast Cash

Cash-Express offers a convenient and fast solution for those in need of quick cash in the Philippines. With an easy online application process, customers can receive loan approvals within minutes and have funds directly deposited into their bank accounts. This service caters to various short-term financial needs, from emergency expenses to funding special occasions. Cash-Express stands out with its 0% interest rate for the first 7 days for new loans, making it an attractive option for first-time borrowers.

Finbro

Finbro is an innovative online lending platform in the Philippines designed to provide quick financial solutions for unexpected expenses. With a straightforward application process accessible via smartphones or laptops, Finbro offers loans ranging from PHP 1,000 to PHP 50,000. The platform ensures a fast, simple, and convenient lending experience, with approval times as quick as minutes and the ability to receive funds directly into e-wallets or bank accounts. Finbro stands out for its commitment to ease and efficiency in addressing immediate financial needs.

First Circle

First Circle offers a Revolving Credit Line designed to support the growth and operational needs of SMEs in the Philippines. This financial product allows businesses to access funds up to ₱20 million without collateral, upfront fees, or commitment. It’s tailored for SMEs looking for flexible financing to cover cash flow gaps, fund expansion, or manage operating expenses. With an interest rate starting at 0.99% per month, First Circle provides a competitive and accessible financing option for businesses aiming to scale and thrive.

Flashcash

Flashcash offers a convenient and fast way to secure cash loans in the Philippines. With a registration process that takes only 10 to 20 minutes, clients can easily access funds to pay for utilities, rent, and other immediate financial needs directly through their mobile device. The service is fully digital, requiring only an internet connection and an ID card for registration. Flashcash prides itself on quick application processing, with funds being disbursed as soon as 20 minutes after application submission.

Flexi Finance

Flexi Finance offers Quick Cash Loans to both new and existing clients, aiming to provide Filipino families with affordable means to acquire necessities and luxuries such as appliances, gadgets, smart devices, and furniture. With a focus on affordability, Flexi Finance funds customers’ wallets in advance, enabling them to start dream businesses or pursue other plans. The application process is easy, convenient, and quick, allowing customers to apply responsibly from home. Flexi Finance caters to individuals aged 18-68, requiring minimal documentation and employment history.

FunPeso

FunPeso Philippines offers fast salary loans suitable for all customers. It has a low interest rate and many features that those who need a loan will like. FunPeso is registered under the Securities and Exchange Commission (SEC), ensuring that it is legal and trustworthy. The application process through the FunPeso loan app is easy, allowing for quick approval.

FundKo

FundKo, a subsidiary of Guevent Investments Development Corporation, offers a reliable platform for financial assistance, connecting creditors and borrowers efficiently across the Philippines. With a history dating back to the 1960s, the company has evolved from specializing in radio devices and cars to focusing on lending services. FundKo operates under the legal framework of the Philippines, ensuring secure and regulated transactions. It provides loans up to 250,000 pesos with terms up to 1 year, catering to Filipinos aged 20-65. The platform emphasizes the security of personal data and offers a straightforward application process online.

Funpera

FunPera is an innovative online money lending platform in the Philippines, offering unsecured loans to both individuals and businesses. Operating under DF Credit Lending Corporation, it simplifies the loan process through its app, making financial assistance accessible without the need for collateral. FunPera stands out by providing a user-friendly experience, quick loan approvals, and disbursements within a day. It caters to those who may not be eligible for traditional bank loans, offering a lifeline for urgent financial needs.

Fuse Lending

Fuse Lending offers a comprehensive range of financial services on the Ethereum blockchain, including collateralized loans, peer-to-peer lending, and interest-earning opportunities for both borrowers and lenders. With its decentralized finance model, Fuse Lending leverages smart contracts to ensure transparent and secure transactions, while maintaining lower fees compared to traditional financial institutions. This innovative approach allows individuals and businesses to access funding or earn interest on their assets efficiently.

GCash Loan

GCash offers a comprehensive suite of loan services tailored for Filipinos, including GLoan, GGives, and GCredit. These services provide a convenient and fast way to access funds directly through the GCash app, catering to various financial needs such as emergency expenses, big-ticket purchases, or simply boosting your cash flow. With GCash loans, users can enjoy the flexibility of choosing their loan amount, repayment terms, and even enjoy low-interest rates. The process is entirely digital, making it accessible anytime and anywhere, providing a seamless and hassle-free experience for borrowing and repaying loans.

GDFI

Global Dominion Financing Incorporated (GDFI) offers a variety of loan products tailored to meet the needs of Filipinos, including business loans, secured loans, and special loans for OFWs. With a focus on accessibility and convenience, GDFI provides financial solutions that cater to various purposes such as business capital, car purchases, tuition fees, home improvements, and emergency expenses. Their services are designed to be fast, easy, and competitive, ensuring that clients receive the financial support they need efficiently.

Getpeso

GetPeso is a financial service in the Philippines offering instant, low-interest cash loans without the need for a credit card or bank account information. Clients can easily apply through the GetPeso mobile app by providing personal and contact information. The application process is quick, allowing clients to receive funds on the same day of application. GetPeso ensures the security of personal data and offers a transparent repayment process through various online payment systems in the Philippines.

GlobeWest Finance

GlobeWest Finance Corporation offers financial solutions tailored for residents and small to medium-sized businesses in the Philippines. With a presence in major cities like Cebu, Davao, and Bacolod, the company provides competitive interest rates and flexible payment terms. GlobeWest Finance is recognized by the SEC, ensuring its operations are legal and trustworthy. The company aims to build strong, friendly, and effective business relationships, offering various loan types to meet diverse needs, including personal loans, microloans, and business loans.

GoBear

GoBear is a distinguished financial consultant platform that specializes in offering comparative analysis and consultation on insurance plans and financial products tailored for companies and individuals. It simplifies decision-making by providing a transparent comparison of financial products through digital means, ensuring clients receive comprehensive data from analytical research of the insurance market and banking services. GoBear’s commitment to using the latest technology ensures clients have access to structured, understandable analytics, making financial planning and decision-making accessible and straightforward.

GoPeso

Go Peso is a premier online lending platform in the Philippines offering quick, hassle-free loans to cater to your financial needs. With a simple application process, you can secure a loan without the need for collateral or extensive paperwork. Go Peso provides a range of loan amounts with flexible repayment terms, making it easier for borrowers to manage their finances effectively. Whether you need emergency funds or additional cash for personal expenses, Go Peso ensures a safe, transparent, and convenient borrowing experience.

Halika Cash

HalikaCash Loan is an innovative online lending application in the Philippines, designed to offer secure and convenient financial solutions. It simplifies the loan process, allowing users to easily apply and receive cash directly to various payment channels like Gcash, Bank Accounts, and more. The application process is straightforward, requiring only a valid government ID and proof of employment. HalikaCash is committed to transparency and clarity, ensuring users are well-informed about the loan terms, including amounts, fees, and interest rates.

Handy Loan

Handy Loan offers a variety of easy and fast loans online to Filipino citizens aged 18-65 years, focusing on providing professional and reliable financial services. With a simple design, no collateral required, and a variety of products to choose from, Handy Loan utilizes mobile Internet security technology and innovation in big data analysis to ensure a secure and efficient loan process. The application process is straightforward, requiring only a government-issued ID and a valid phone number, with the possibility of receiving funds directly to a bank account or picking up cash at the nearest centers.

Happy Lend

Happy Lend is a platform that simplifies the process of choosing a loan for customers by offering a comparison of different financial companies. It aims to provide safe, affordable, and fast cash loan online services, helping those in need of quick financial assistance. With a strategy of low interest rates, Happy Lend ensures customers can maintain their financial stability while accessing the funds they need.

Happy Pera

HappyPera2, operated by Royal Yohoo Lending Investors Corporation, is a leading online money lending service in the Philippines, offering quick and easy loan applications without the need for collateral. With its user-friendly mobile application available on both Google Playstore and Apple App Store, HappyPera2 provides a seamless loan application process, allowing users to receive funds directly into their Gcash wallets within minutes. The service is designed to cater to Filipinos in need of emergency funds or financial assistance without the hassle of traditional banking procedures.

Happy Peso

Happy Peso is a fintech platform in the Philippines offering sponsorship services to Filipino customers through mobile security technology and big data innovation. It provides a quick and easy application process for loans, allowing users to apply, get verified, and receive their loans efficiently. Despite not being listed on the SEC’s registered organizations, Happy Peso claims to offer competitive interest rates and a straightforward repayment process.

Honey loan

Honey Loan, provided by WARM CASH LENDING CORP., is a free loan app offering Filipinos quick and secure access to short-term loans. It’s recognized by the Securities and Exchange Commission, ensuring a safe and reliable borrowing experience. The app simplifies the loan application process, allowing users to apply through their devices without any processing fees. Loans range from ₱2,000 to ₱20,000 with terms from 91 to 365 days, at an annual interest rate of 20%. Honey Loan stands out for its convenience, security, and commitment to providing financial solutions.

Instantpera

InstantPera is a financial company in the Philippines offering a range of online loans to cater to various financial needs. Whether it’s for education, recreation, medical services, purchasing new gadgets and cars, or home repairs, InstantPera provides the necessary financial assistance. The company processes loan applications swiftly, ensuring that customer requests comply with their requirements. With about 300 loans processed weekly and services available in most Philippine provinces, InstantPera stands out for its accessibility and efficiency.

Ipeso

Ipeso is a leading online personal loan platform in the Philippines, offering a range of loan products to meet various financial needs. With loan amounts ranging from ₱1,500 to ₱30,000 and terms from 91 to 210 days, Ipeso caters to Filipinos aged 20 to 60 who are in need of quick financial solutions. The platform boasts a simple application process, competitive interest rates, and multiple repayment options, making it a top choice for instant cash and personal loans. Whether for emergency medical bills, education, or vehicle repairs, Ipeso provides a reliable and convenient way to access funds.

JetPeso

JetPeso is an online lending platform in the Philippines that offers a fast, simple, and safe way to borrow money. With the JetPeso App, you can borrow money in just a few minutes by providing the necessary personal information. The app is dedicated to providing the fastest, easiest, and most convenient loan service for users, ensuring the authenticity of information and approval of loans in a short period of time.

JuanHand App

JuanHand is a leading fintech platform in the Philippines, offering convenient and safe online cash loan services. Operated by WeFund Lending Corp, a subsidiary of the Chinese fintech giant Paipaidai, JuanHand has been providing financial solutions since 2019. It caters to Filipinos needing quick cash for emergencies, with a simple application process through its mobile app. JuanHand is not just about loans; it has also contributed to societal welfare by donating to health workers and typhoon victims, showcasing its commitment to the Filipino community.

Kpeso

KPeso is an online lending platform that offers a quick and easy way for Filipinos to get a loan. Since November 19, 2020, it has become an important resource for those who need immediate access to money. With KPeso, you can apply for a loan in just a few minutes using their mobile app or website, with minimal requirements and no collateral required.

Kusog Pera

Kusog Pera is an innovative online lending app designed to offer financial convenience and cash services to Filipinos. It simplifies the loan procedure, making operations easier and more accessible to a broader audience. Kusog Pera aims to cater to the financial needs of many, providing a secure and efficient platform for obtaining loans. With a focus on user-friendly processes, the app ensures a hassle-free experience from registration to loan disbursement, emphasizing timely repayments for increased loan amounts.

Kuya Loan

Kuya Loan is a premier financial services platform designed specifically for Filipinos, offering unsecured online loans in pesos to address financial concerns. It simplifies the loan application process through its mobile app, allowing users to apply within minutes and receive funds through various channels like bank transfers or e-wallets. Kuya Loan caters to Filipino citizens who are at least 18 years old, possess a government-issued ID, and have a stable source of income. The platform ensures privacy and security of personal information, requiring permissions only to verify identity and assess creditworthiness.

Kviku

Kviku is an innovative online lending platform in the Philippines that offers quick and convenient access to short-term loans. With a fully automated process, borrowers can easily apply for loans ranging from Php 500 to Php 25,000 with terms up to 180 days for repeat borrowers. The application process is straightforward, requiring only a government ID and optional supporting documents for faster approval. Kviku’s proprietary algorithm assesses creditworthiness, enabling fast loan disbursement directly to the borrower’s bank account, often within 24 hours.

Kwago

Kwago is a digital lending platform designed to meet the financial needs of Filipinos through a fully digital and user-friendly cash loan application process. It offers a quick and safe way to obtain cash loans ranging from 1,000 to 20,000 PHP in just three easy steps. The application process involves downloading the Kwago app, registering an account, and initiating a cash withdrawal request, with funds credited to your account within 5 minutes. Kwago’s partnership with an international technology firm ensures high standards of service, providing a secure and efficient solution for immediate financial needs.

LPeso

LPeso offers a convenient and efficient way to secure personal loans online, catering to Filipinos in need of quick financial solutions. With a range of loan amounts from ₱1,500 to ₱40,000 and flexible repayment terms from 91 to 365 days, LPeso provides a hassle-free application process entirely online. The platform ensures the security of user data, promising 100% data protection. Whether for emergency expenses, personal needs, or sudden financial gaps, LPeso aims to deliver financial freedom and ease to its users, making it an ideal choice for instant cash solutions.

Lalapeso

Lalapeso is a leading provider of online financial services in the Philippines, offering a fast, safe, and easy way for Filipinos to get short-term loans. Through our user-friendly platform, clients can apply for a loan anytime and anywhere, with minimal requirements. Our goal is to help our clients overcome their temporary financial challenges by providing flexible loan options with competitive interest rates.

Lemon Loan

Lemon Loan is a legal online lending platform in the Philippines designed to assist Filipinos in overcoming financial crises. It offers a convenient and fast way to secure loans, requiring only a valid ID for application. The platform is accessible 24/7, allowing borrowers to apply for loans anytime and anywhere. Lemon Loan is registered with the SEC, ensuring the safety of your funds. It provides a range of loan amounts with flexible terms and minimal fees, making it an ideal choice for emergency funding.

Lend

Asteria Lending offers a wide range of tailor-made personal loans with competitive interest rates, providing a better alternative to high-interest payday loans. By consolidating multiple credit card loans and payday loans into a single personal loan, borrowers can save money with more appealing interest rates and manage their finances more efficiently. Asteria Lending values all customers equally, aiming to meet individual needs with optimal services, ensuring a quick, easy, safe, and private lending experience.

Lend Me

Lend Me is a dynamic company in the Philippines that acts as a mediator between borrowers and lenders, ensuring clients are matched with the best credit company according to their loan preferences. By analyzing clients’ needs, Lend Me selects the most suitable credit company, saving time and effort in searching for the best service. It offers a hassle-free and quick way for Filipinos to obtain loans, catering to citizens aged 18-59 years. The process is secure, with a guarantee of personal data preservation and non-disclosure, except as required by law.

LendCircle

LendCircle offers a unique and convenient way for Filipino citizens to secure quick cash loans by using their gadgets as collateral. This innovative service is fully registered and approved by the Securities and Exchange Commission (SEC) of the Philippines, ensuring its legality and trustworthiness. LendCircle simplifies the loan process, allowing customers to receive cash within two hours after their gadget’s evaluation. This service is designed to cater to the immediate financial needs of Filipinos, providing a hassle-free and secure option for obtaining loans.

Lendpinoy

Lendpinoy, now rebranded as TOMO, is a digital financial platform offering microloans to Filipinos in need of quick cash. It caters to various needs through its diverse loan products, including personal, business, and emergency loans. The application process is straightforward, requiring minimal documentation and no collateral, making it accessible to a wide range of borrowers. With the rebranding to TOMO, the platform aims to expand its reach and continue its mission of providing financial assistance with ease and speed.

Lendr

Lendr is a comprehensive online lending platform in the Philippines, offering loans on favorable terms. It utilizes modern mobile technology solutions for efficient processing of client requests, ensuring quick financial assistance. Lendr allows for easy and fast access to funds for various purposes such as urgent needs, purchases, education, and repairs. It guarantees the protection of personal data, fast service, favorable loan rates, time-saving, and complete confidentiality.

Loan Load

Loan Load Philippines offers a convenient and fast way to secure loans for Filipinos in need of quick financial assistance. With an easy online application process, users can calculate their loan payments using an online calculator, submit personal information, and receive money directly into their accounts. The service emphasizes understanding the modern individual’s needs, providing an opportunity to get money urgently without leaving home. Loan Load caters to a wide range of clients, including students, retirees, and those previously denied by banks, making loans more accessible to everyone.

LoanChamp

LoanChamp offers affordable and accessible online peso loans catering to a wide range of Filipino customers including employed, self-employed, freelancers, and seafarers. With an easy application process through their mobile app, LoanChamp provides a convenient way to apply for loans anytime, anywhere. They offer loans from ₱2,000 to ₱500,000 with flexible repayment terms based on the customer’s budget and financial plan. Their interest rates and fees are competitive, aiming to provide financial solutions that are within reach of their clients.

LoanMoTo

Loanmoto is an online lending platform that provides simple, transparent, and secured loan services for Filipinos. You can receive your cash with your preferred cash-out option. The application is simple and has an instant approval process that allows you to borrow money immediately. To better serve your needs, Loanmoto offers multiple channels such as bank accounts or Padala Centers.

Loanagad

Loanagad is a financial company established in 2013, recognized as one of the best microcredit organizations in the Philippines. It operates under a special permit from the SEC (Securities and Exchange Commission), ensuring its lending programs are regulated and meet the country’s legal requirements. Loanagad offers a variety of loan programs tailored to meet the diverse financial needs of Filipino citizens, providing a modern online service for quick and efficient loan processing.

Loanranger

LoanRanger provides fast and easy access to funding online for Filipinos. For the first loan, individuals can borrow up to Php 10,000 with the possibility of extending the loan term up to 3 months. Successful and timely repayment of the first loan may result in an increase in the loan limit. The application process only takes 15 minutes, and the funds are deposited directly into your bank account.

Loansolutions PH

LoanSolutions PH, operating under Global Dominion Financing Incorporated, is a trusted financial service in the Philippines, specializing in providing a wide range of loan options. With a network of banks and lenders offering competitive rates, LoanSolutions caters to various financial needs including medical bills, tuition fees, and major purchases. The service simplifies the loan application process, allowing for quick online applications and providing financial solutions with terms ranging from 12 to 36 months and interest rates between 15% to 20% APR.

M&K Quick Cash Loan

M&K Quick Cash Loan services offer a convenient and efficient solution for your immediate financial needs. Whether you’re facing unexpected expenses, need to cover bills before payday, or looking to finance a small project, our quick cash loans provide a flexible and accessible option. With a simple application process, fast approval times, and competitive interest rates, we’re here to help you manage your finances without the hassle.

MMloan

MMloan is a revolutionary mobile application in the Philippines offering a no-collateral, easy-operation online cash-lending service. It aims to assist users in solving their financial problems swiftly. With MMloan, applying for a loan is just a few minutes away, and upon approval, funds are disbursed according to the client’s chosen method. This service is designed to cater to Filipino citizens aged 18-65 years, ensuring the security and confidentiality of personal data. MMloan stands out by providing a convenient, fast, and secure way to access funds without the need for any deposit or collateral.

Mabilis Cash

MabilisCash is a pioneering financial service in the Philippines, offering a fast, convenient, and secure way to borrow money online. Utilizing the latest in Internet, big data, and artificial intelligence technologies, MabilisCash provides a seamless borrowing experience. Customers can apply for loans up to ₱25,000 without needing collateral, simply by using valid government-issued IDs. The application process is entirely online and paperless, ensuring a hassle-free experience. With low rates, fast payout directly to your bank account or Gcash, and longer payment terms, MabilisCash is committed to meeting your financial needs efficiently.

MadaLoan

Madaloan offers a convenient and efficient way for Filipinos to access loans through an online platform. With a simple application process, borrowers can receive funds instantly without the need for collateral or guarantors. Madaloan provides competitive interest rates, flexible repayment options, and a user-friendly mobile app, making it easier for users to manage their finances efficiently. The platform is committed to creating an inclusive financial system in the Philippines, catering to the unbanked and underserved populations.

Madali Loan

Madaliloan, operating under Quark Financing Corp., is a leading Fintech platform in the Philippines offering cash loans and credit services. Utilizing mobile internet security technology and big-data analysis, it provides financial mobility with an easy application and approval process. Madaliloan adheres to values of professionalism, efficiency, honesty, and gratitude, aiming to alleviate financial constraints for Filipinos. With a commitment to fair and transparent lending, Madaliloan uses data analytics to offer the best rates, ensuring a reliable financial partnership.

Maxicare

Maxicare Healthcare Corporation was founded in 1987 with the goal of building a better healthcare system. This is a member of the Equicom Group, focusing on areas such as information technology, computer services, banking, finance and health care. With the advantage of advanced technology and a team of doctors and professional staff, Maxicare has become the best choice for more than 1.8 million members across the country.

MayPera

MayPera is a legal and compliant mobile application in the Philippines, offering personal loan services with a high approval rate and fast disbursement. It caters to various needs such as daily consumption, business, medical, entertainment, and travel. MayPera prioritizes user privacy, ensuring personal information is secure and never disclosed to third parties. The application process is straightforward, requiring only government-issued identification and a valid phone number. Users can enjoy the convenience of re-borrowing with higher amounts and selecting their repayment terms freely.

Maya

Maya offers a comprehensive range of financial services tailored for both individual and business needs. For individuals, Maya Personal Loan provides an accessible financial solution, requiring only an upgraded Maya account and active usage for eligibility. On the business side, Maya Business caters to SMEs and startups with the Maya Flexi Loan, offering up to P2,000,000 in business loans, contingent on having a Maya Business Deposit account. Additionally, Maya Credit offers a transparent way to compute charges on loans, including service fees, documentary stamp tax, and penalties for late payments. Maya’s services are powered by Maya Philippines, Inc. and Maya Bank, Inc., ensuring secure and regulated digital banking services.

Mazilla

Mazilla is an online service that helps people choose the most attractive loan terms and conditions with the lowest cost. It offers an easy and convenient way to overcome any financial problem through the internet without the need for phone calls, office visits, or finding guarantors. The registration process has been simplified for quick and easy access to loans.

MeLoan

MeLoan Philippines offers a unique financial service tailored for both students and employees, providing an accessible and hassle-free way to secure short-term microloans without the need for collateral. With a focus on fast approval and nationwide availability, MeLoan aims to address the immediate financial needs of Filipinos, offering a convenient solution for unexpected expenses. The application process is streamlined and digital, ensuring quick disbursement of funds directly to the borrower’s bank account, making it an ideal choice for those in urgent need of financial assistance.

Metro Quicash

Metro Quicash Lending Corporation is a company that offers financial assistance to Overseas Filipino Workers (OFWs) with low interest rates. It is led by individuals with over ten years of experience in the lending industry, working to make the loan application and processing process quick and easy. Metro Quicash gives OFWs the opportunity to have access to cash that can be used for pre-departure fees or for family needs while waiting for the first salary from another country.

Moca Moca

MocaMoca is a premier digital app designed to offer express cash credit services to Filipinos in urgent need. With a focus on diversity and innovation, MocaMoca simplifies the borrowing process, allowing clients to secure funds for personal, business, bill payments, medical expenses, rents, and more, all from the comfort of their homes. Requiring only 1 government ID and no collateral, MocaMoca ensures a safe, secure, and convenient borrowing experience, strictly adhering to client confidentiality. Experience a smooth, transparent transaction with minimal fees, no hidden charges, and 24/7 account monitoring.

MoneyCat

MoneyCat Financing Inc. offers a convenient and fast solution for those in need of quick cash loans in the Philippines. With an online application process that takes only 5 minutes, customers can receive up to 20,000 PHP directly into their accounts. MoneyCat provides a lifeline during emergencies, such as unexpected medical bills, urgent car repairs, or immediate educational expenses, ensuring that financial help is just a few clicks away. Their service is designed to be accessible anytime and anywhere, catering to various financial needs with professionalism and ease.

MoneyMatch

MoneyMatch Philippines offers a convenient and rapid financial solution for individuals facing unexpected costs. As an online platform developed by FinTech Global Resources, Inc., it prioritizes the availability and security of transactions between creditors and borrowers. The service facilitates quick loan funds, operating efficiently and transparently. With an extensive network of branches and experts in finance, taxation, and law, MoneyMatch serves as a peer-to-peer market that benefits both investors and those in need of funds for various purposes, including education, equipment purchase, and business development.

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Mr.fintech Changed status to publish April 23, 2024