List Of Legit Online Loans this 2024? Confirmed They Are LEGIT, Legit Now (P.2)

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MoneyTree Quick Loan

MoneyTree Quick Loan is a reputable online financial lending company in the Philippines, offering a fast and easy loan application process. It caters to individuals needing immediate financial solutions, providing small personal loans, emergency loans, payday loans, cash advances, and unsecured loans. MoneyTree operates under the law, having passed all necessary inspections by the SEC, ensuring trust and reliability. The company prides itself on high levels of customer service, aiming to alleviate financial worries by offering funds quicker than traditional lenders.

Monily

Monily is an online platform that offers a fast and convenient service in finding the best loan conditions for Filipinos. Through online microcredit search technology, Monily facilitates the process of getting a loan by connecting clients with the best lender based on their needs. The service provides an immediate solution to emergency financial needs, offering quick approval and transfer of funds in just a few hours.

Mr. Cash

Mr. Cash is a revolutionary online lending app designed to provide Filipinos with financial convenience and cash service. It simplifies the loan procedure, making it easier and more accessible for those with financial needs. With a focus on benefiting a wide range of individuals, Mr. Cash ensures a high approval rate, faster review speed, and utmost information security. It offers loans ranging from ₱1,500.00 to ₱30,000.00 with terms from 91 to 120 days and a maximum APR of 36%.

OKPeso

OKPeso offers a fast, secure, and user-friendly way to obtain personal loans in the Philippines. With a simple requirement of 1 ID and 1 mobile number, loans can be released in as little as 24 hours. OKPeso prioritizes the security of your personal information through encryption, ensuring it’s only used for review and certification. The process is made easier with multiple sources for loan collection, making it as easy as buying a cola. In times of difficulty, OKPeso acts more like a friend with a powerful team ready to serve you.

Oneclickmoney

OneClickMoney, powered by MoneyCat Financing Inc., is a leading online financial service in the Philippines, offering quick and easy loan solutions. It utilizes advanced fintech to streamline the loan application process, making it user-friendly and efficient. OneClickMoney is known for its fast approval and fund disbursement within 24 hours, catering to urgent financial needs. It offers competitive interest rates and a first loan incentive with a 0% interest rate, making it an attractive option for first-time users. The platform supports a range of loan amounts suitable for various financial requirements.

Online Loans Pilipinas

Online Loans Pilipinas (OLP) is a fintech platform offering micro and consumer loans online, accessible via its website and app. It’s designed for Filipinos needing quick financial solutions for emergencies or immediate needs. With over one million downloads, its app is available on Google Play, the App Store, and Huawei AppGallery. OLP is SEC-registered, ensuring its legitimacy and compliance with regulatory standards. The service aims to provide fast cash loans with a straightforward application process, catering to Filipinos aged 22 to 70 with a stable income.

Opeso

Opeso provides a convenient and efficient way for Filipinos to access financial loans through its mobile application. It offers short-term, unsecured loans that are accessible to anyone with a valid ID and a bank account. The loans can be used for any purpose, allowing borrowers flexibility in managing their finances. With a simple online application process, users can receive loan approvals within 24 hours, making Opeso an ideal solution for immediate financial needs.

P-Cash

PCash Ph is a free loan app developed by Pcash that offers convenient and secure access to short-term loans for Filipinos in need of immediate financial assistance. As an official authorized financial organization of the Securities and Exchange Commission, it is a safe and trustworthy place for borrowers. PCash PH offers different types of loans with consistent interest rates and an easy paperless application process, making it accessible and time efficient.

PJH Lending Corporation

Ang PJH Lending Corporation, na itinatag noong Marso 1999 sa Cebu, ay lumago nang malaki at ngayon ay mayroong mahigit sa 200 empleyado sa buong Pilipinas. Ang kumpanya ay nagbibigay ng iba’t ibang uri ng pautang tulad ng OFW Pre-departure Loans, Vehicle Mortgages, at Non-Collateralized Loans sa mga Non-OFWs. Ang kanilang pangunahing misyon ay tulungan ang mga Pilipinong manggagawa sa ibang bansa sa pamamagitan ng pagbibigay ng pautang sa mababang interes. Bukod sa pinansyal na tulong, ang PJH Lending ay tumutulong din sa pag-deploy ng mga migranteng manggagawa at nagbibigay ng gabay mula sa pre-departure expenses hanggang sa reintegration pagbalik sa bansa.

PSSLAI

The Public Safety Savings and Loan Association, Inc. (PSSLAI) offers a variety of loan products tailored for its members, including personal, emergency, salary, and housing loans. Utilizing tools like the PSSLAI Loan Calculator, members can easily determine their monthly repayments and total loan cost, making financial planning straightforward. Additionally, PSSLAI provides a secure and efficient online platform for loan applications and account management, ensuring transactions are easy, accessible, and safe in the new normal.

PagHiram

Paghiram is an innovative online lending platform in the Philippines offering quick, convenient, and collateral-free personal loans. With a simple application process through a mobile app, Paghiram provides Filipinos with an accessible financial solution. Loans range from PHP 2,000 to PHP 100,000 with terms from 91 to 180 days and annual interest rates between 10% to 28%. The platform ensures fast approval and fund transfer, prioritizing user privacy and security without requiring any collateral.

Par Pahiram

Par Pahiram is a registered financing company in the Philippines offering short-term financial solutions to individuals and SMEs. With a vision to provide Filipinos with better credit services, Par Pahiram stands out with its easy-operation, no-collateral online cash-lending service. The platform promises low interest rates, minimal requirements, and fast approval times. It aims to help users solve their financial problems efficiently and safely, ensuring the protection of personal information.

Pautang Cash

Pautang Online and Pautang Peso are digital lending platforms that offer a quick and easy way to get personal loans in the Philippines. They provide flexible loan amounts from ₱1,500 to ₱8,000 with competitive interest rates. The application process is online, simple to follow, and can be completed in minutes. Their goal is to help Filipinos with their financial needs by providing quick cash solutions, with no collateral or co-signers required.

Pautang Online

Pautang Online is a leading app in the Philippines that offers instant cash and personal loans for Filipinos who need immediate funds for various needs such as bicycle repair, emergency medical bills, or other personal needs . It provides quick and easy access to a loan with minimal paperwork and zero cost, making it a great financial companion for employees and self-employed individuals.

Pautang Peso

Pautang Peso is a leading mobile financial lending platform in the Philippines, offering safe and efficient services to individuals and small business owners in need of urgent financial assistance. The application process is straightforward, allowing for quick and easy access to funds, with the possibility of receiving the loan within just 2 hours. Catering to Filipino citizens over 20 years old with a stable income, Pautang Peso provides a range of loan amounts and terms, alongside competitive interest rates and minimal fees, ensuring a transparent and fair lending experience.

PawnHero

PawnHero Pawnshop Philippines, Inc. revolutionizes the traditional pawnbroking industry by offering online and physical pawnshop services. As the first online pawnshop in the Philippines, PawnHero provides a convenient, discreet, and hassle-free way for Filipinos to pawn their valuables for quick cash loans. With a mission to offer reliable financial services, PawnHero accepts a wide range of items as collateral, including gold, jewelry, designer bags, luxury watches, Apple devices, and other high-end assets. Regulated by the Bangko Sentral ng Pilipinas, PawnHero ensures a secure and trustworthy service for all its customers.

Pedicash

Pedicash is a cutting-edge Micro-Lending application designed to offer Filipinos a swift and dependable loaning experience. With a symbol of the classic pedicab representing simple yet secure transportation, Pedicash aims to navigate your financial needs with ease and safety. It provides a hassle-free application process, quick loan decisions, and a variety of disbursement and repayment channels. Pedicash is committed to providing financial solutions that are accessible 24/7, requiring only a smartphone, one valid ID, and selfies for application, with no additional requirements or collateral needed.

Pera Asia

Pera Asia Philippines offers a convenient and efficient way for Filipino working citizens to secure cash loans online. By automating the selection of loan offers based on specified lending parameters, it eliminates the need for applicants to approach each credit institution individually. This service is accessible to all working residents of the Philippines over the age of 21, requiring only personal and employment information for application. The process is streamlined through the Pera Asia App or website, ensuring a quick and hassle-free way to manage unforeseen financial needs.

Pera U Bag

Pera Bag and Pera U Bag are innovative financial services in the Philippines, offering quick and convenient loan solutions. Both services are launched by Got-IT Lending Inc., a company registered with the SEC, ensuring legality and trustworthiness. They provide a seamless loan application process, from downloading the app to having funds disbursed into your account, making it easier for Filipinos to access financial assistance when needed. With a focus on security, speed, and customer satisfaction, these services stand out as reliable options for personal loans.

Pera4u

Pera4u is a premier digital app in the Philippines offering express cash credit services to individuals in need. It simplifies the loan application process by requiring only 1 government ID, with no collateral needed. Pera4u caters to various needs including personal, business, bill payments, and more, ensuring a safe and secured transaction environment. Its service is designed for convenience, allowing clients to apply and receive funds without leaving their homes.

PeraJet

PeraJet offers urgent online loans in the Philippines, providing a swift and convenient solution for those in need of immediate financial assistance. With minimal documentation required and a quick approval process, PeraJet ensures that you receive the funds on the same day, allowing you to address your urgent financial needs without delay. The company prides itself on transparency, offering flexible loan repayment terms without hidden fees, and employs the latest security systems to protect user data.

PeraLending

PeraLending Philippines is a service that offers fast and automatic online loans, allowing applicants to get funding at any time, even on weekends or holidays. The application process is quick and convenient, allowing borrowers to apply for loans from P1,000.00 to P12,000.00. PeraLending is registered and recognized by the SEC (Securities and Exchange Commission) in the Philippines, ensuring that it is a trustworthy institution that complies with the necessary inspections and regulations.

PeraMoo

PeraMoo is a leading online money lending platform in the Philippines, offering quick and convenient loan services to Filipinos in need. With a simple application process that can be completed online, PeraMoo provides loans ranging from 2,000 to 50,000 pesos without requiring collateral or a co-signer. The platform caters to individuals with varying financial needs, including those with poor credit ratings or no credit history. PeraMoo’s competitive interest rates and flexible repayment terms make it an attractive option for quick financial solutions.

Peraagad

Pera Agad offers a comprehensive range of loan products including personal, business, and emergency loans, catering to various financial needs. With flexible repayment options, Pera Agad aims to ease the loan repayment process for its customers. The company prides itself on being a legitimate entity in the loan industry, boasting an A+ rating from the Better Business Bureau and a history of assisting thousands with their financial needs. Pera Agad simplifies the loan application process, allowing for quick and easy access to funds, making it an ideal choice for those in immediate financial need.

Peranyo

All The Best Loans offers a unique platform that connects borrowers with suitable lenders, ensuring a seamless and efficient loan application process. Unlike traditional banking or lending institutions, our service is designed to provide users with a wide range of financing options tailored to their personal needs and credit ratings. We prioritize customer satisfaction by disbursing the full loan amount without any hidden charges or fees. Our website operates 24/7, allowing applications at any time, and we ensure the security of your personal information through the latest encryption technologies.

Peso Cash

PesoCash offers a convenient and fast solution for your immediate financial needs with its online lending platform. With loan amounts ranging from ₱1,500 to ₱8,000 and terms from 120 to 210 days, it caters to a wide range of borrowing needs. The platform boasts a maximum APR of 18.25% per year, making it an affordable option. The application process is straightforward, requiring only a stable mobile number and a source of income, ensuring a hassle-free experience for borrowers over 20 years old.

PesoBuffet

PesoBuffet offers a convenient and efficient loan service for Filipinos, providing a range of loan amounts from ₱2,000 to ₱10,000 with terms from 180 to 365 days. The service caters to both new and repeat users, offering 0% interest for new users and coupons for repeat users. With a straightforward application process through their mobile app, PesoBuffet ensures quick approval and immediate fund disbursement. Their commitment to transparency is evident in their no hidden charges policy, with a clear disclosure of a one-time service fee based on the customer’s profile evaluation.

PesoHaus

PesoHaus is a Philippine-based online lending application designed to provide Filipinos with a convenient and accessible way to secure loans. Powered by Leapgen Lending Inc., it aims to revolutionize the lending process by offering a fast, secure, and user-friendly platform. With features like a wide range of loanable amounts, competitive annual interest rates, and a variety of loan terms, PesoHaus is dedicated to providing financial solutions that cater to the diverse needs of its users. Whether for emergency funds, personal goals, or business growth, PesoHaus strives to be a reliable financial partner for Filipinos.

PesoLending

PesoLending is an early online lending platform in the Philippines designed to offer quick and easy access to loans without the need for collateral. Catering to Filipinos aged 18-65 with a stable source of income, it promises a straightforward application process, fast approval, and a range of loan amounts suitable for various needs. With a commitment to user privacy and security, PesoLending ensures that personal data is protected and only used for credit processing.

PesoMaxy

PesoMaxy is a trusted online lending platform in the Philippines, offering small unsecured loans to Filipino citizens. It operates legally under the supervision of the Securities and Exchange Commission (SEC) and is registered as JT Philippines Lending Technologies Inc. PesoMaxy aims to meet the daily loan needs of its users by providing a convenient, flexible, and easy lending process. The platform collaborates with top credit providers, allowing users to select products that best suit their financial needs.

PesoOnline

PesoOnline and PesoOnline Pro are online lending applications that aim to provide a quick, simple, and secure borrowing process for Filipinos. It offers small loan amounts from Php2,000 to Php50,000 with flexible repayment terms and competitive interest rates. The application process is completely online, from downloading the app, selecting the loan amount, submitting information, to receiving the money in your bank account or e-wallet.

PesoPlus

Pesoplus offers a convenient and secure online cash loan service for Filipinos, aiming to address financial challenges with ease. By providing loans ranging from ₱1,500 to ₱40,000 with terms from 91 to 365 days, Pesoplus caters to a wide range of financial needs. The application process is straightforward, requiring only a few steps through their mobile app, making it accessible for anyone with a smartphone. Additionally, Pesoplus ensures data security, promising that user information is stored securely and not misused, providing peace of mind for borrowers.

PesoQ

PesoQ is a leading online lending platform in the Philippines offering a range of loan products including personal, business, housing, and car loans without collateral. With a simple and fast application process, PesoQ provides loans from ₱1,500 to ₱8,000 with terms from 120 to 210 days. The platform boasts a maximum APR of 18.25% per year, emphasizing transparency and no hidden fees. PesoQ caters to Filipino citizens over 20 years old with a stable source of income, aiming to provide quick financial solutions.

PesoRedee

PesoRedee offers a convenient and fast way to access personal loans for Filipinos, providing financial solutions without the need for office visits, collateral, or a complex approval process. With a focus on serving customers with high business ethics and transparency, PesoRedee caters to various financial needs, including emergencies, bill payments, and special occasions. The application process is streamlined and digital, allowing for quick disbursements and easy repayments.

PesoTree

PesoTree Philippines offers a modern financial solution aimed at providing Filipinos with convenient financial mobility through their loan app. This service allows for quick and secure loan applications, promising a swift processing time. PesoTree is dedicated to enhancing the financial flexibility of its customers by offering loans with competitive interest rates and no transaction fees, although late payment penalties may apply. The entire loan process, from application to approval and disbursement, is designed to be fast and user-friendly, catering to the immediate financial needs of Filipinos.

Pesobox-Credit Loan

Pesobox Credit Philippines offers a convenient and accessible way to secure a quick salary loan, catering to a wide range of financial needs. With loan amounts ranging from PHP 1,000 to PHP 20,000 and terms from 96 to 365 days, it provides a flexible solution for those in need of immediate funds. The application process is streamlined through the Pesobox Credit loan app, ensuring a smooth and hassle-free experience. Additionally, Pesobox Credit is registered under the Securities and Exchange Commission (SEC), ensuring its reliability and trustworthiness.

Pesohere

Pesohere is a SEC licensed online loan platform in the Philippines offering a no-collateral, easy-operation cash-lending service to assist users with financial needs. It provides a quick and straightforward process for obtaining loans, requiring only a minimal set of documents for application. Pesohere ensures privacy and security through strong encryption technologies, promising not to share personal information with third parties. The service is accessible 24/7, aiming to provide financial solutions without the hassle of traditional banking procedures.

Pesoloan

Pesoloan offers a convenient and fast way to access loans without the need for collateral. Through its online loan app, users can easily apply for loans, receive money directly into their account, and manage their finances with ease. The service provides a seamless experience from application to repayment, offering features such as free money transfers to any bank account in the Philippines, bill payments, and the ability to add money to your account. Pesoloan is designed to meet the needs of Filipinos looking for quick financial solutions with minimal hassle.

Pesomio

Pesomio is a trusted online lending company in the Philippines, established in 2019, offering quick personal loans without the need for collateral or extensive paperwork. It operates legally under the supervision of the Securities and Exchange Commission (SEC), ensuring a secure and reliable service for its users. The Pesomio app, available on Google Play Store, provides a user-friendly platform with a real-time tracker for loan application status, making the loan application process fast and easy. With Pesomio, Filipinos can access financial services conveniently, addressing their urgent financial needs efficiently.

Pesopop

Pesopop is a trusted financial company in the Philippines, recognized and registered under the SEC. It offers unsecured loans, making it an accessible option for Filipinos in need of quick financial assistance without the hassle of providing collateral. With a straightforward online application process through the Pesopop lending app, available on both Android and IOS, customers can easily apply for loans and receive funds directly in their bank accounts. The service caters to a wide range of financial needs, from starting a small business to covering urgent expenses.

Pinoy Peso

Pinoy Peso offers a convenient and secure online lending service for Filipinos, providing loans ranging from ₱3,000 to ₱30,000 with terms from 90 to 180 days. The application process is straightforward, requiring only a main ID and proof of stable income. With competitive rates, including a maximum APR of 24%, and a service fee between 3% to 10%, Pinoy Peso ensures a flexible and affordable borrowing experience. The company prioritizes customer privacy and data security, making it a reliable choice for financial needs.

PitaCash

All The Best Loans offers a unique platform that simplifies the loan application process by connecting borrowers with suitable financiers based on their personal requirements and credit ratings. Our service is designed to provide a hassle-free experience, ensuring that your personal information is protected with the latest encryption technologies. We prioritize your privacy, ensuring that your contact details remain confidential and are not used for promotional purposes. Our service operates 24/7, allowing you to submit loan applications at any time, and we strive to provide quick loan approvals and fund disbursements to meet your financial needs promptly.

Plentina

Plentina is a fintech company in the Philippines offering a Buy Now, Pay Later (BNPL) service, allowing Filipinos to shop for products and services from partner merchants and pay in installments with a reasonable service charge. Founded in 2019, Plentina has quickly gained trust, securing US$2.2 million in funding in 2021. It aims to unlock financial services for the emerging middle class by providing an easy application process, quick turnover of loan proceeds, and no interest charges, only a service fee based on the repayment period.

PocketCash

PocketCash is a lending company in the Philippines, offering online cash loans and peso credit evaluations through a mobile app. It aims to provide financial aid to Filipinos with a quick, accessible service operating 24/7. PocketCash is legit, registered with the Securities and Exchange Commission, ensuring trustworthiness. The app simplifies the loan application process, requiring only one valid ID, with no collateral needed. Loans are approved in less than 5 minutes, with funds sent directly to various payout options.

Prime Global Finance

Prime Global Finance Corporation (PG Finance) is a trusted financial company in the Philippines, verified by the SEC and listed under registration number A199610344. It offers online money lending services, providing short-term unsecured loans and long-term loans with collateral at competitive interest rates ranging from 1.5% to 3.0% per month. PG Finance caters to Filipinos aged 18-65, ensuring a secure and confidential process for credit applications. The application process is straightforward, requiring only a few steps online, without the need for a mobile app. PG Finance stands out for its commitment to legal compliance, customer security, and accessible financial solutions.

Prime Loan Plus

Prime Loan Plus, operated by Philippine Top Platinum Lending Corporation, is a trusted financial institution in the Philippines, offering a variety of loan options including Land Mortgage Loan, House and Lot Mortgage Loan, Car Mortgage Loan, and multi-purpose loans secured by property. Founded in 2014 by Japanese and Filipino founders with expertise in finance, investment, and real estate, the company is fully compliant with government regulations, holding SEC registration No. CS201421830 and Certificate of Authority No. 1899. Prime Loan Plus is dedicated to providing financial solutions tailored to the needs of Filipinos.

Puregold Loan

Puregold Finance, Inc. (PFI), established in February 1994, has grown to become a leading financial institution in the Philippines, offering a range of loan products to meet the diverse needs of its clients. With thirty branches across Metro Manila and provincial areas, PFI specializes in providing personal and commercial loans, including a popular Salary Loan product designed to offer financial relief and opportunities to employees. PFI’s commitment to financial accessibility and flexibility is evident in its easy application process, fast loan approval, and terms designed to accommodate the financial situations of its clients.

Quick Loans Online

QLO offers a comprehensive salary loan solution that caters to the immediate financial needs of employees. By partnering with QLO, companies can provide their employees with quick access to funds, enhancing their financial security and peace of mind. This service is offered at zero cost to the company, making it an attractive additional benefit for employees. Whether it’s for acquiring the latest gadgets or making life at home more comfortable with upgrades, QLO’s salary loan is easily accessible through a simple online application process.

QuickCash123

QuickCash123 is a reputable financial service in the Philippines, offering fast and convenient loan solutions to individuals in need. As a part of Nagas Philippines Lending Capital Inc., registered in 2017 and compliant with the Law of the Republic No. 9474, it ensures legal and trustworthy operations. QuickCash123 specializes in providing quick loans through a mobile app, making financial assistance accessible anytime and anywhere. The service is designed to cater to immediate financial needs, offering a straightforward application process, rapid approval, and secure transactions.

QuickLa

QuickLa, operated by Copperstone Lending Inc., offers a convenient and fast way to secure loans ranging from ₱2,000 to ₱30,000 with a flexible repayment period between 6 to 12 months. The application process is streamlined through the QuickLa app, available on GooglePlay, making it accessible and easy for Filipino citizens above 18 years old with a valid ID. QuickLa stands out by offering competitive annual interest rates between 10% to 20% and a service fee based on the applicant’s risk profile, ensuring a transparent and fair lending process.

QuickPeso

QuickPeso is an online lending platform offering financial solutions to Filipinos. It provides a convenient and fast way to access loans through a mobile application, available 24/7. QuickPeso simplifies the loan application process with a quick registration, transparent fees, and an online calculator to estimate repayments. It supports various repayment methods without charging extra fees. The service is designed for Philippine citizens aged 18-50 years, ensuring the security of personal data and privacy.

Right Choice Finance

Right Choice Finance Corp. offers a comprehensive mobile app, myRightChoice, that caters to both personal and corporate financial needs. For personal accounts, it provides a seamless way to manage loans, apply for new ones, and handle transactions with ease. Corporate clients benefit from features like payroll management, leave and cash advance applications, enhancing operational efficiency. The app emphasizes security with features like Face/Touch ID and PIN codes for transactions, ensuring a safe and reliable user experience.

SSS Mobile

The SSS Mobile App provides a more convenient way for SSS members and employers to transact using their mobile devices. With its new version, you can check SSS records, apply for a salary loan, know the status of your benefit claim, and much more anywhere and anytime. Services also include generating and inquiring a Payment Reference Number for contributions and loans, viewing a breakdown of contributions, and updating contact information.

Savii

SAVii offers a comprehensive range of financial services designed to empower employees by linking affordable credit to their salaries. With services like Salary Loans, Salary Advances, Free Insurance, and Time Deposits, SAVii aims to transform lives by providing fast, convenient, and affordable credit solutions. The platform boasts a high approval rate, fast disbursement, and a fully digital process, making it an attractive option for over 400,000 partner employees. SAVii’s innovative approach also includes financial wellness services, helping employees build credit history and improve financial standing.

Security Bank

Security Bank, one of the leading financial institutions in the Philippines, stands tall as a pillar of strength in the country’s financial landscape. With a rich history and establishment dating back to 1951, Security Bank has played a vital role in shaping the nation’s economic progress. The bank offers a comprehensive suite of financial products and services tailored to meet the diverse needs of its customers, including individuals, thriving businesses, and established corporations. From savings and checking accounts to loans, credit cards, and investment opportunities, Security Bank ensures that its customers have access to a wide array of banking solutions.

Skyro

Skyro was launched in 2022 to offer Filipinos secure and effective access to financial services, focusing on accessible and fair lending products. With no hidden fees or commissions and fair interest rates, Skyro aims to address the financial needs of Filipinos, whether for business, unexpected expenses, or personal goals. Skyro values face-to-face interaction for trust and transparency, offering services where representatives meet customers in Manila. The company is built on Filipino values, particularly ‘kabutihan’, ensuring good service. Skyro uses proprietary technology for simple, accessible financial products, aiming to empower Filipinos with global thinking and local solutions.

Snapera

Snapera offers a premier loan service designed to meet the unique financial needs of Filipinos. With a focus on convenience, speed, and security, Snapera aims to be a portable bank for its users, providing expert loan services anytime, anywhere. By simplifying the loan application process and offering reusable loan limits, Snapera stands out as a reliable financial partner. Whether for daily consumption, business, medical, entertainment, or travel needs, Snapera is committed to providing a faster and more convenient loan service, focusing on the borrowers’ needs and ensuring their information is secure.

Soscredit

Soscredit offers a convenient and flexible online loan service for Filipinos, providing loans to new clients up to 7000 ₱ without interest and 0% commission. The service is available 24/7, allowing clients to apply for a loan anytime and anywhere in the Philippines. Soscredit caters to a wide age range from 20 to 70 years old, requiring only solvency, a bank account with a Filipino credit institution, and a mobile phone. The application process is straightforward, with decisions communicated quickly and funds transferred to the client’s bank account within 15 minutes under certain conditions.

Start Loan

Start Loan Philippines is a mobile app-based lending service that offers a no-collateral, easy-operation online cash-lending service to Filipinos. It is designed to help users solve their financial problems quickly and efficiently. With its registration under the SEC and inclusion in the List of Online Lending Platforms, Start Loan operates legally within the Philippines, ensuring trust and reliability. The application process is straightforward, requiring only a phone number for registration, filling out an online form, and choosing the loan term and amount. The service is accessible to Filipinos aged 18 to 50 with a stable source of income, making it widely available.

SukiLoan

SukiLoan is a unique Fintech platform in the Philippines that provides safe and convenient cash loan services online. Through mobile internet security technology and big-data analysis innovation, it offers a fast application and approval process, allowing you to borrow money instantly. The company adheres to the core values of ‘Professional, Efficient, Honest, Pursue Excellent Gratitude’, helping more Filipinos not to worry about lack of funds and have the opportunity to change their destiny.

Sumisho

Sumisho Motor Finance Corporation, a joint venture among GT Capital, Philippine Savings Bank, and Sumitomo Corporation of Japan, offers a comprehensive financing package for motorcycle ownership. This package is designed to be simple, convenient, and hassle-free, catering to clients across various industries, occupations, and statuses. Sumisho provides a wide selection of motorcycle brands and models from top manufacturers like Honda, Kawasaki, Suzuki, and Yamaha, ensuring clients have a broad range of options to choose from.

Tala Loan

Tala offers a personalized and accessible approach to credit through its mobile app, providing Filipinos with an easy way to apply for and manage loans. With a simple application process that requires only one valid ID and no need for paperwork, collateral, or a bank account, Tala makes financial services accessible to many. Users can choose their loan terms, receive funds quickly through various channels, and enjoy the flexibility of repayment options. Tala’s commitment to security and customer respect, alongside its regulated status, ensures a trustworthy and user-friendly experience.

TimelyLoan

TimelyLoan offers a convenient and fast way to apply for loans online, catering to Filipinos who need immediate financial assistance. With a simple application process that requires only one valid ID, customers can apply for loans ranging from 1,000 PHP to 25,000 PHP for loyal and repeat customers. The service boasts fast online approval, especially for loyal customers, and offers a flexible repayment period of up to 180 days. TimelyLoan is designed to be accessible and user-friendly, allowing borrowers to apply for loans anytime and anywhere, making it an ideal solution for urgent financial needs.

Umbrella loan

Umbrella Loan Philippines offers a quick and convenient solution to financial problems. Through their online platform and app, clients can get quick cash in just minutes. The company is known for being a legitimate small loan provider with the aim of providing immediate financial assistance to those in need. The process of applying for a loan is simple and straightforward, allowing clients to get funding quickly and hassle-free.

UnaCash

UnaCash by Digido Finance Corp. is an all-digital cash loan application that offers a quick and easy application process for loans with low interest rates. This gives consumers the opportunity to shop for their dream gadgets, appliances, and furniture from a wide range of partner merchants across the Philippines. UnaCash offers flexible payment terms, allowing clients to split their payments up to 12 months, depending on their budget and preference.

Unapay

UnaPay offers a convenient and efficient way for Filipinos to access loans and buy now, pay later services through its UnaCash mobile app. With a simple application process requiring minimal documentation, customers can receive loan approvals within 24 hours. The platform provides competitive interest rates ranging from 3% to 10% per month, with special 0% interest rates for online shopping from partner companies. UnaPay’s commitment to legality and transparency is underscored by its SEC registration, ensuring a trustworthy service for its users.

UnionBank

UnionBank was founded on August 16, 1968 in Manila, Philippines. This is one of the pioneering banks in technological innovation to bring the best benefits to customers. UnionBank offers credit cards, loans, investments, as well as bank account management. Year after year, UnionBank has garnered acclaim and recognition as “Best Digital Bank”, and has been recognized in the areas of transformation, people and culture.

UpLoan

Uploan Philippines is a leading fintech company offering a wide range of loan products including personal loans, business loans, and online loans. With a commitment to making financial services more accessible to Filipinos, Uploan provides a secure, convenient, and fast way to access credit. The platform features an automated loan application process, integrated credit scoring, and anti-fraud measures to ensure a smooth and secure experience. Uploan’s digital platform allows customers to receive loan amounts in as fast as 24 hours, making it an ideal choice for those in need of quick financial assistance.

Upeso

U-peso is a leading online lending platform in the Philippines, offering fast, secure, and convenient loan services to Filipinos. With the UPESO app, users can apply for personal loans instantly by submitting simple information and receive cash through multiple disbursement channels. The platform is designed to help Filipinos realize their dreams earlier by providing loans up to 12,000 PHP with flexible terms ranging from 91 to 180 days and interest rates starting from 0%. Repayment is made easy through various nationwide outlets, ensuring users can maintain excellent credit standing.

Utang Online

Online loans in the Philippines offer a quick and easy way for people to get loans for various needs such as business building, medical treatment, and daily expenses. With modern technology, the process of applying for a loan is becoming more accessible and convenient, allowing applicants to submit their application anytime and anywhere. Online lending platforms offer different loan amounts and flexible payment terms, adapting to the different needs and abilities of applicants.

ValleyLoan

ValleyLoan offers a revolutionary approach to securing loans in the Philippines by providing a unified online platform that simplifies the loan application process. By filling out a single, short form, users can apply to multiple financial institutions simultaneously, saving time and increasing their chances of loan approval. This service is designed to streamline the borrowing process, making it more efficient and user-friendly for those in need of financial assistance.

Vamo

VAMO Lending Inc. is a premier information technology-based loan services provider in the Philippines, accessible through their website https://www.vamo.ph. They specialize in providing, managing, and operating a user-friendly platform for various loan services. By leveraging advanced technology, VAMO Lending Inc. aims to streamline the loan application process, making it more accessible and efficient for users across the Republic of the Philippines. Their platform is designed to cater to the financial needs of Filipinos by offering a range of loan products that are easy to apply for and come with flexible repayment options.

Vidalia

At Vidalia Lending, we offer different types of loans such as personal loans, salary loans, and small business loans that are easy to access and have a convenient process. You can choose how you pay your loan, whether by automatic payment from your bank account, post dated check (PDC), or other methods. We also provide E-Commerce Loans for online merchants who need working capital. Our service is designed to be fast and convenient, allowing you to complete the process from your home and phone.

Villarica Pawnshop

Villarica Pawnshop, established in 1954, has grown into one of the largest pawnshop chains in the Philippines, offering a wide range of services including pawning, money transfers, foreign exchange, bills payment, and more. With over 600 branches nationwide, it provides accessible financial solutions to Filipinos, offering competitive interest rates for pawning, with no service charge, and a variety of items accepted as collateral. Villarica Pawnshop also facilitates convenient money transfers, both domestic and international, and provides additional services like currency exchange and bill payments, making it a one-stop financial service provider for many Filipinos.

Virtual Pag-IBIG

Virtual Pag-IBIG is an innovation from Pag-IBIG Fund that aims to make the transaction of its members easier and more convenient. With the new version of Virtual Pag-IBIG, you can pay for Regular Savings, Modified Pag-IBIG 2 (MP2), Pag-IBIG Housing Loan, and Pag-IBIG Multi-Purpose Loan (MPL) wherever you are. One can also apply for a Multi-Purpose Loan and obtain a Pag-IBIG Membership ID (MID) Number within the app. Moreover, the status of your loan can be seen within the Virtual Pag-IBIG Mobile App.

WePeso

WePeso is a leading financial service provider in the Philippines, offering quick, reliable, and accessible loan options to meet the diverse needs of Filipinos. Our services are designed to provide financial solutions that are easy to understand, with transparent terms and no hidden charges. Whether you need funds for emergency expenses, business capital, or personal use, WePeso is here to help you achieve your financial goals without the hassle.

Welcomefinance

Welcome Finance Inc., a subsidiary of the Welcome Financial Group of Korea, offers competitive financial assistance in the Philippines and neighboring territories. The company specializes in both secured and unsecured loan products, aiming to enrich the lives of Filipinos through the promotion of the credit system. With a focus on providing loans, Welcome Finance ensures a smooth transaction process, typically running for 1-3 working days, depending on the completion of documents and credit verifications. The company prides itself on offering competitive rates and a commitment to the security and privacy of client data.

WowPera

WowPera offers a convenient and reliable cash loan service for Filipinos, providing non-collateral and no guarantee required online loans. With a loan amount range of ₱2,000.00 to ₱20,000.00 and terms from 91 to 365 days, WowPera caters to various financial needs. The application process is straightforward, requiring only a government-issued ID and proof of stable income. Loans are approved 24/7, ensuring funds are available whenever needed.

XLKash Lending

XLKash Lending offers a convenient and flexible way for Filipinos to borrow money through its mobile app. With loan periods ranging from 120 to 360 days and loanable amounts from P1,000 to P50,000, it caters to a wide range of financial needs. The application process is simple, requiring only a valid ID and a short online verification, making it accessible to many. The app allows for easy installment payments and offers a selection of due dates to suit the borrower’s needs.

Zada Cash

Zada Cash is a SEC licensed online cash loan application in the Philippines offering a safe and reliable loan service. With interest rates ranging from 18%-24% per year (APR), loan terms from 91 to 365 days, and loan amounts from 2000PHP to 20000PHP, Zada Cash provides a straightforward and accessible financial solution for Filipinos aged 18-60. The application process is simple, requiring only a valid government-issued ID for instant approval, and funds are disbursed to the borrower’s preferred cash-out option within the day.

Zazu lending

Zazu Lending Investor Corporation, established in 2013 by British and Filipino partners, specializes in providing financial assistance to Filipino Overseas Workers (OFWs) through convenient, efficient, and swift loan services. With a focus on competitive rates and high standards of quality and integrity, Zazu aims to become the market leader in OFW loans. The company is fully regulated by Philippine government institutions, including the SEC and BIR, ensuring trustworthiness and compliance with local laws. Zazu’s business model revolves around offering loans funded by investors, targeting the rapidly growing market of OFWs in need of financial support.

Zenith

Zenith Capital Credit Group Corporation, a registered financial entity with the SEC, offers fast financial assistance to Filipino businessmen and personal unsecured loans for individuals. Their services are designed with simplified terms to address the instant financial needs of both business representatives and ordinary citizens in the Philippines. Applying for a loan is straightforward through their official website, requiring basic personal and financial information. Once approved, clients receive funds within a few hours, ensuring timely support for their financial needs.

Zippeso

Zippeso is a pioneering legal lending application in the Philippines, designed to offer quick and easy loans through online channels. By merging the concepts of speed (‘zippy’) with the Philippine currency (‘peso’), Zippeso aims to transcend traditional banking barriers, simplifying financial transactions for its users. Catering exclusively to Filipino citizens aged 18 to 60 with a stable income and a government-issued ID, Zippeso stands out for its commitment to accessibility and convenience. The application process is streamlined to ensure fast disbursement, making it an ideal choice for those in immediate need of financial assistance.

etomo

AND Financing Corporation’s etomo offers accessible and inclusive financial services through technology, catering to individuals without access to traditional banking. It adheres to local regulations, including the Truth in Lending Act, and is compliant with the Anti-Money Laundering and National Data Privacy Commissions. Etomo simplifies the loan application process with requirements like a valid government ID and employment proof, targeting those working or living in specific areas around Metro Manila with a minimum salary requirement.

iHiram

iHiram offers a convenient and flexible online loan service catering to various financial needs including personal expenses, housing, and travel. With a simple application process and instant cash loans, iHiram provides an accessible financial solution anytime, anywhere. The service features unsecured loans with no collateral or commission charges, and a recyclable credit line of up to ₱30,000, allowing borrowers to immediately re-borrow after repayment. The operation is convenient with real-time tracking of loan progress and reminders for repayment due dates, ensuring a hassle-free borrowing experience.

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Mr.fintech Changed status to publish April 23, 2024